In my own work, I have written about how our public sector bank officials avoid making any new lending decisions - because lending always exposes them to some (infinitesimal) risk of being blamed for the loan going wrong.

Abhijit Banerjee
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In my own work, I have written about how our public sector bank officials avoid making any new lend
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In my own work, I have written about how our public sector bank officials avoid making any new lend
In my own work, I have written about how our public sector bank officials avoid making any new lend
In my own work, I have written about how our public sector bank officials avoid making any new lend
In my own work, I have written about how our public sector bank officials avoid making any new lend
In my own work, I have written about how our public sector bank officials avoid making any new lend
In my own work, I have written about how our public sector bank officials avoid making any new lend
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