We really accomplished what we set out to do with the Recovery Act programs, which was to fill the lending gap created by the crisis.

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• Karen Mills:

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• Karen Mills:

  The morale when I came in was not the best. It was because the agency had not been valued.

• Karen Mills:

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• Karen Mills:

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• Karen Mills:

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• Karen Mills:

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• Karen Mills:

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• Karen Mills:

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• Karen Mills:

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