Mark Zandi quotes and aphorisms Mark Zandi Mark Zandi Mark Zandi Mark Zandi ,, Potential home buyers have a two-step decision process. First, they determine whether they can affo... Mark Zandi Mark Zandi Mark Zandi Mark Zandi Mark Zandi ,, Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the... Mark Zandi